Heat Pump Savings Calculator in Vermont

Compare heat pump and furnace heating costs in Vermont. Uses local climate data (7600 HDD), electricity rates, and fuel prices for accurate savings estimates.

What Vermont Residents Should Know

Vermont falls in IECC climate zone 6A with 7,600 heating degree days per year — well above the national average. Vermont's cold winters mean heat pump COP averages 2 during the heating season. While this is lower than milder states, modern cold-climate heat pumps with inverter compressors can still deliver meaningful savings over traditional heating systems, especially when paired with a backup for the coldest days.

With natural gas at $1.70 per therm in Vermont, a gas furnace may have lower operating costs in the coldest months. However, heat pumps provide both heating and cooling in one system, which can offset the difference when you factor in AC savings. In shoulder seasons (spring and fall), a heat pump is significantly more efficient, often making the overall annual cost competitive with gas.

Vermont residents can access up to $1500 in state rebates and incentives for heat pump installations, in addition to the federal 25C energy efficient home improvement credit. These incentives can significantly reduce the upfront installation cost, which typically ranges from $4,000 to $8,000 depending on system size and complexity. Run the calculator above with your home details to see your personalized payback estimate.

Avg. Electricity Rate

$0.218/kWh

Avg. monthly bill: $120

Regular Gas Price

$3.30/gal

Natural gas: $1.70/therm

Heating Degree Days

7,600

Cooling: 400 CDD

Available Incentives in Vermont

IncentiveTypeAmountDescription
Energy Efficient Home Improvement Credit (Heat Pump - 25C)tax credit30%Tax credit for installing a qualifying heat pump, heat pump water heater, or biomass stove. Covers 30% of the cost up to $2,000 per year. Can be combined with other 25C credits up to $3,200 annual limit.
Efficiency Vermont Heat Pump Rebaterebate$1,500Rebates for cold-climate heat pump installations through Efficiency Vermont. Up to $1,500 for qualifying ductless and central systems.

Run the Heat Pump Savings Calculator

Use our free calculator pre-filled with Vermont data to see your personalized results.

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Heat Pump Savings by State